Money Cash in & Cash out

Money Cash in & Cash out


Cash in from the agent:

  • You can cash-in funds by visiting the nearest ZainCash agent

  • Cash-in service is free of charge.

  • You will receive a confirmation SMS with the transaction details once completed. Do not leave the agent location until receiving the SMS to your number.
  • To find the nearest agent click here.


Cash-in from Visa card and Mastercard

You can cash-in through any Mastercard or Visa card in a fast, safe and secure way


How to Cash-in from Visa card and Mastercard:

  •  Open ZainCash App.
  •  Choose “Top-up your wallet” from the main page
  •  Choose “Top-up using card” 
  •  Follow the instructions.



Cash-in from NBI (National Bank of Iraq)

NBI’s clients can cash-in their wallet directly from their bank account.


How to cash-in from NBI (National Bank of Iraq) account:

  • Open ZainCash App
  • Choose “Top-up your wallet” from the main page
  • Choose “Top-up”  from the bank account.
  • Link NBI bank account by entering the required information.
  • Enter an amount.
  • You will receive a security code from NBI, enter it to complete the process.




Cash-out from the agent

  • You can cash-out from your wallet by going to the nearest ZainCash agent  
  • In case that you don't have internet service or a smartphone, Zain Iraq line holders can cash-out by dialling *210#, then select the number 3 and follow the instructions received.
  • For smartphone users


How to cash-out through the App:

  • Open ZainCash App
  • Select “cash out” from the main page
  • Enter the agent short code 
  • Enter the amount
  • Select “Next”
  • Enter "confirm"



Cash out from ATMs

WalletCard holders from ZainCash can cash-out from more than 3 million ATMs all over the world.


How to Cash out from ATMs:

  • Open ZainCash App
  • Select “WalletCard”
  • Select “Top-up”
  • Enter the amount
  • Enter your PIN
  • Go to the nearest ATM and cash out the amount.


Wallet limits in Cash-in and Cash-out

Wallet type Daily limit Monthly limit
Basic wallet 1,000,000 IQD 1,000,000 IQD
Permanent Wallet 2,000,000 IQD 10,000,000 IQD


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