About us

About us

ZainCash is a pioneering E-payment company founded in 2016 by the Central bank of Iraq License No.1 to provide integrated electronic financial services all over Iraq, and today we process +1 million financial transactions every month.

In 2019, ZainCash was awarded as “Telecom Lead Innovation”, and was nominated for “The Best Mobile Innovation supporting Emergency” in 2020/21.

Since its inception, ZainCash processed billions of electronic financial transactions for individuals, small and medium enterprises, corporates, public sector, and non-governmental organizations. Also, ZainCash developed over these years a comprehensive portfolio of electronic services and solutions to manage diverse financial operations instantly in a fast, secure, and effective approach.

ZainCash is an electronic financial account that enables individual subscribers to change their cash money into electronic money offering them a wide variety of financial services including money transfer, E-Cards purchase, prepaid mobile cards purchase, postpaid mobile bill payment, cash deposits and withdrawal, bill payment, merchant payment via ZainCash agents or ATMs in Iraq and abroad via ZainCash Wallet card from MasterCard beside other payment solutions to secure fast, easy, and simplified financial transactions to ZainCash subscribers.

ZainCash offers integrated services and solutions for corporates, public sector, and non-governmental organizations like mass electronic cash disbursement for employees and beneficiaries all over Iraq, users of this service exceed 1 million Iraqis. Also, ZainCash provides business owners with the opportunity to add their services and products to ZainCash App like internet services, E-Commerce with effective, secure, and instant payment and collection options for goods and services along with related charges.

ZainCash adopts an innovative and creative approach to develop unprecedented E-payment solutions to go beyond the needs and expectations of Iraqi market including payment and collection via QR Code, cash disbursement via IRIS Scan, and electronic cash disbursement via ZainCash dedicated control panel, and other solutions introduced to corporates, public sector, and non-governmental organizations to facilitate and regulate their financial operations with easiness within a secure and advanced technological environment.

Not only the 1st Iraqi E-Payment company, but ZainCash is also the largest E-payment company in terms of geographical coverage through a network of +8K agents spread over Iraq regions and governorates and continuously growing with +500 retail outlets using QR Code payment, hundreds of E-Commerce stores accept internet payment via ZainCash, and tens of corporates using ZainCash wallet for their employees’ payroll.

About us